04-07-2015

4 Steps For A Successful Accident Claims Case

Law

Statistics show that there are thousands of motor vehicle accidents occurring each year. These always include accidents involving property damage, and personal injury. Because of these, a claim is always going to be involved with an insurance company.

Although every accident is different, these steps to take are always going to be the same to ensure that everyone involved will be fully compensated for any losses.

The Accident Scene

As soon as the accident occurs, the first thing that needs to be done is to check the safety of any and all individuals involved in the crash. This includes the other vehicles too. If injuries are apparent or any medical assistance is needed, immediately call 911. Even if the accident is considered minor, it is better to play it safe. Not only is this important for the person’s health but will also play a role in the success of your claim.

Whether you are injured or not, you should always call the police to be dispatched to the scene. Do this even for minor accidents. That way you will have a police report that states exactly who was at fault.

The police report will also contain all pertinent driver and insurance information. All witness information and statements should also be gathered at this time as well.

Gathering evidence will also play a big role when it comes time to file an insurance claim. Take out your smartphone and start taking pictures of the scene, all vehicles involved, skid marks, traffic lights and signals, and debris that might be on the road. Make sure to state what the road conditions were like prior to the accident.

Lastly, whatever you do, do not talk to the other drivers concerning the accident. Doing so may incriminate yourself later.

Seeking Further Treatment

If you needed treatment while at the scene, chances are you will need further treatment afterward. Making sure your treatment is obtained timely makes a huge difference in your health. While at the hospital make sure to inform them that you were involved in a car accident. Make sure to complete all ordered treatment.

One thing that an insurance company will do is obtain your medical records for review purposes. So it is vital that your treatment from the beginning of injury is as detailed as possible and includes all treatment being obtained as ordered by a doctor.

Contacting Your Insurance Carrier

This should be done after assessing for injured victims and prior to collecting evidence. After contacting your insurance you will be given a claim number and a claims adjuster will be assigned to your case.

Depending on your insurance carrier, they may be able to dispatch an insurance representative to assess all damages and determine if your vehicle is repairable or is considered “totaled”.

If you are contacted by any other parties insurance company wanting a statement, it is your right to refuse. Inform them that they will receive all pertinent authorizations once all of your necessary treatments have concluded.

Have An Accident Lawyer At Your Disposal

Nobody likes to deal with an insurance company after being involved in a car accident. This is why having an attorney who specializes in personal injury is a great benefit to have. They will do all of the heavy work for you while you recover. Your personal injury attorney will know how to obtain all facts and demand settlements better than you will be able to.

If you need more information concerning the benefits of having a personal injury attorney, contact us today.

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Wilmington, North Carolina 28401


Like any quality criminal defense attorney, Thom Goolsby may be in court when you first call, but leave a voice mail or send a text. We’ll get with you as soon as possible, so we can go over what happened, evaluate the case, and explain what comes next.