Who Pays Your Medical Bills from Auto Accident?

Written by Thom Goolsby


Who is responsible to pay my medical bills if I am hurt in a collision or a slip & fall incident?

YOU are always responsible for your own medical bills.

However, if you are injured by the negligence of another person, you may be entitled to recover the amount of your medical bills, as well as other types of compensation. However, in most cases the responsible person’s insurance company will not pay your bills as you incur them. Instead, the insurance company will wait until you have completely finished all of your medical treatment to make you a settlement offer.

Therefore, you should always file your bills with your health insurance provider, including Medicaid/Medicare, in order to insure that most, if not all, of your bills are paid on time so that your credit is not affected. If you do not have health insurance or Medicaid/Medicare, you should attempt to arrange for some type of payment plan with your doctors until your settlement is final in order to protect your credit.

NOTE: Even if someone else is at fault and later reimburses you, if you fail to pay your bills it can hurt or destroy your credit.

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